DriftApp
Drift App
End-to-End Merchant Onboarding Platform
DriftApp is a comprehensive solution designed to manage the entire merchant onboarding lifecycle—from initial lead capture to final processor boarding. Built for ISOs, PSPs, acquirers, and financial institutions, DriftApp streamlines complex workflows into a single, unified platform.
Key Capabilities
- Centralized Dashboard for real-time visibility and tracking
- Digital Lead Capture & Smart Application Forms
- Processor-Specific Application Management
- Integrated E-Signature for seamless document execution
- Application Weighing & Pre-Underwriting Validation
- Configurable Underwriting Workflows
- Automated Processor Boarding
DriftApp integrates via APIs with leading processor platforms, enabling straight-through processing (STP) and significantly reducing manual intervention, turnaround time, and operational errors.
Drift Score
Intelligent Underwriting & Risk Decisioning Engine
DriftScore is a powerful, automated scorecarding and decisioning engine designed to enhance the underwriting process. It enables organizations to make faster, more consistent, and data-driven decisions when evaluating merchant applications.
Key Capabilities
- Configurable Risk Scorecards tailored to business rules and risk appetite
- Automated Decisioning for approval, decline, or review workflows
- Real-Time Risk Assessment during onboarding
- Seamless Integration with third-party data providers
DriftScore integrates with leading verification and data providers such as GIACT, Experian, and MATCH services to support KYC/KYB checks, fraud screening, and credit evaluation.
By combining automation with flexibility, DriftScore helps organizations reduce risk, improve underwriting accuracy, and scale onboarding operations efficiently.